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Contemplating purchasing a home in Glendale? Arizona Premier Realty Homes & Land LLC. can help.

Buying a home is intimidating for most people, but it isn't too complex with some planning ahead of time. I like to give buyers an outline of the entire deal so they'll understand exactly what to expect. Below are my nine steps to purchasing a home.

When you're ready to get started, you can contact me here or send me e-mail. I'm glad to answer any questions you have regarding this information.

Step 1 – Get ready to buy a home
There are a lot of things you'll want to contemplate before you look for a home. You'll most likely want to make a list of features you need to have, get a feeling for what neighborhoods and school districts you'd like to live in, and start planning around your budget. Keeping your mortgage payment around a third of your monthly income is a good rule of thumb to go by.

Step 2 – Talk to a real estate agent
This is where Arizona Premier Realty Homes & Land LLC. can help. I'd love to plan a time to get together with you and communicate with you about your real estate needs and get an idea of your future plans. We'll talk about the mortgage and housing industries, other economic factors that may potentially affect your purchase today or in the future, as well as neighborhoods and schools in the Glendale area.

I'll also help you begin the loan process. There are some great mortgage professionals in Glendale, and I work with a lot of them, so you'll be in great hands. They will assist you in figuring out which kind of loan is best for you and help you get approved.

Step 3 – Begin your search
After our initial meeting, I'll start searching for homes on the market that meet your needs. I'll get a sneak peek of most of the homes and ignore the duds, and then we'll schedule appointments to tour the homes when it's convenient for you.

When we view houses, I'll point out good features and bad ones. I'll even ask you to tell me about things you like and dislike. It's widely common for buyers to revise their list of must-haves as we tour houses and some items become more essential than others. If that's the situation, I'll go back through all the listings again and narrow it down to the house of your dreams.

Step 4 – Get a feel for the housing market
Your agent's understanding of the Glendale market is a crucial factor in your house search. And I can assure you I'm informed of all the neighborhoods and schools, and I'll let you know what neighborhoods are "hot" and demand prompt action and the rest that are "cool" and allow for more analysis.

When we view homes, I'll be sure to tell you if the list price has room for bargaining or if I believe the house is "priced to sell." When working with an agent, be on guard and make sure you ask lots of questions, as every REALTOR® in Glendale will claim to truly understand the housing market. If things don't add up, just call me at 623-594-7680 or e-mail me at brenda@azpremierrealty.com, and I'll be glad to answer any questions you may have. My knowledge of the market will keep you a step above the rest through the entire deal.

Step 5 – Find the home of your dreams
I'm certain we'll find your dream home in Glendale. When we do, I'll meticulously develop your home purchase offer. The offer will be tailored keeping your needs in mind, including many contingencies, such as obtaining financing, carrying out the home inspection, and a clear title.

Let Arizona Premier Realty Homes & Land LLC. guide you through finding your dream home in Glendale Upon sending in your purchase offer, most likely you'll want to submit "earnest money." This is a cash deposit given to a home seller to secure an offer to buy the property and is usually put towards the cost of closing. If the seller accepts the offer, we should close on the home within 30 to 60 days after. This allows sufficient time for your mortgage financing.

Step 6 – Negotiate
A lot of deals aren't closed on the first offer – it's very common to receive a counter offer. Don't let this intimidate you. We'll consider whether or not to consent to the counter offer, present our own counter offer, or reject the seller's offer and go on.

How aggressively we negotiate the contract depends on the state of the market. In addition, we'll work within your budget. And at the end of the day, we'll create a contract that works well for you.

Step 7 – Get financing
After we sign the final contract, you'll begin working with your mortgage lender to close the loan. If you've been pre-qualified, it shouldn't take long at all, but you should to stay in close contact with your lender. And I'll sort out all the property information your mortgage lender needs to close the loan.>

Step 8 – Close the deal
You'll get a Good Faith Estimate (GFE) detailing closing costs from your mortgage lender within three days of getting your application. This estimate is formed from the loan amount. RESPA requirements dictate that it has to contain all closing costs and fall within a strict range of accuracy, and I'll examine the estimate and let you know if everything looks okay.

Then it's time to close on your home. This will likely take place at a title company or escrow office and will probably be a smooth and comfortable occasion.

Step 9 – Move in
You made it! It's time to move into your new house. Enjoy it. And if you have any questions, simply contact me at 623-594-7680 or send me an e-mail.