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Securing financing is just one part of a real estate transaction. Arizona Premier Realty Homes & Land LLC. is experienced at assisting both new and experienced buyers alike in all areas of real estate. Call me today at 623-594-7680 if your needs include a professional REALTOR® experienced at the business side of buying and selling.

Are you thinking of financing your home in Glendale? Arizona Premier Realty Homes & Land LLC. can help.

For a lot of people, applying for a loan can be one of the more demanding elements of buying a home. But it doesn't have to be. Being connected to several lenders in Glendale has helped me realize a lot of the things that can make the loan application process very easy. Call Ana for more information.

1 – Compose a list of questions regarding your loan program

If you do not entirely understand the advantages and disadvantages of all the different loan programs, make sure to have a list of questions. Oftentimes, it can be hard to understand the characteristics of both fixed and adjustable rate mortgages. One of my trusted lenders or I can assist you in understanding the advantages and disadvantages of both.

2 – Determine when you want to lock

When you lock in a rate, it signifies that your lender commits to the interest rates for the loan – typically at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and issuance of closing documents. Buyers who decide to float conclude that interest rates will drop in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Gather your paperwork

Acquiring a mortgage loan requires lots of paperwork, so you should spend some time getting your documentation together. Click here to preview typical questions you'll have to answer on a loan app.